On having the worst life in the world

Dramatics aside, that was quite the title, eh? Something I can picture Zoë delivering, wrapped up in a box, decorated with I hate you-themed wrapping paper and topped with a shiny you never let me do anything bow.

Really, everything’s fine, though there is a minor issue that I want to address: Telus, in their infinite wisdom, decided that even though Wednesday was deemed the day to switch my telephone and Internet service, they would switch the phone on Wednesday, and hold the Internet off until February 5th. I don’t know if I can handle that, really.

But really, I learned something with this move, already.

I have too many kitchen cupboards

I don’t know what to put into all of these spaces. So much of our food is bought as we need it, fresh and usually from the produce stand, and has been for so long, that I have at least two cupboards not being used at all.

Seriously. What should I put in those things? Extra dishes I don’t need or use? Appliances I have no reason to plug in?

I’m going to be broke as fuck forever

They say that the key to money management is to plan ahead and pay yourself first. Fuck that.

I budget like I invented it, and I have a really fancy, beautiful, self-design spreadsheet to show for it.

And every single month, I spend everything extra that we could have, so that by the  end of the month, I’ve overspent again. Then, we still don’t have any of the extras that I actually do care about us having – like, bookcases for all of our books, or the money to redecorate the new apartment. Or a $0-balance with cable-television providers, just in case we actually did want to get cable. Not that we do.

This month, I had to take on an extra $500 bill, to cover the new apartment’s deposit.

That’s $500 that would usually disappear in chai, cigarettes and dinners out. There was still chai, cigarettes and a dinner or two out, but for the most part, I didn’t overspend because I already felt like I had. I was looking at the barrel end of the minimum amount of money we’d need to eat til the end of the month, having to stock up on apple sauce and flour and fruits and toilet paper and next months medications, while I still had the cash.

So I did. And then I didn’t have the cash. And now it’s a few days before the end of the month, and here I sit with $60 or so for the month.

Being broke as fuck kept me in line cuz if there’s anyone I can’t trust, it’s myself.

So, I have a new plan. Every month, I will pre-spend everything but rent and groceries. I will panic that I won’t be able to pull off both through to the end of the month, and then I will. And in the process, that pre-spending will go toward paying off old debts (mostly accrued when I lived with The Ex), redecorating the entire apartment, and hell, even locking into a savings account that I won’t have a bank card for.

So, lesson of the day: trust no ISP, buy more stuff to put in the empty cupboards and spend all of my money, so I’m not tempted to spend it frivolously.

It’s a plan, Stan.

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  • I hate having crap on my counters, especially when I like to sit the kids up there when I'm cooking or baking.

    Using them as storage for other stuff works, too. :)

  • i'm going to be as broke as fuck forever too.

    i was paid two days ago. i paid all my bills. gave my unemployed sister some cash, put some money toward paying off credit card debt...and now i'm broke again....until the end of next month...haven't even started paying outstanding university bills or hospital bills (that keep arriving two years later after my Kid was born...) - wtf?

  • grace134

    That's just what I do. And it's allowing me to slowly climb out of the debts accrued from when I lived with Ex.

  • I seem to have filled all my cupboards with crap I do not need, and rarely use. I even have a pull out for dishcloths.

    You do appear to have re-written the rules of budgeting. I like your style. And your budgeting.

  • brokenpromisering

    use those cupboards for anything else that you need to store! Also, you should look into the YNAB (you need a budget)program. it is a budget like nothing else i have ever tried - it actually gets you to live off of LAST month's money and you can do it with any amount of income (regular or variable). i am not affiliated with the company in any way. i just use the program and it is great.

  • iamthediva

    take off the doors to the cupboards! instant bookshelves!

  • I would store appliances you don't plug in. I hate having crap on my counters, especially when I like to sit the kids up there when I'm cooking or baking.

    Using them as storage for other stuff works, too. :)

  • al_pal

    Yeah, I was going to suggest storing books in the cabinets, too. Or even CDs and DVDs, if you have such things. ;p
    Fabric stuff would be fine, too, if you have a sealed bag to keep cooking grease out.
    (Which, you guys aren't so much with the grease anyhow, but...)

    Art supplies?

  • not a bad plan.

    I find its easy not to spend money on shit, when you have no money to spend on shit!

  • hockeymandad

    Maybe you have enough of something to sell when the world descends on your little town in a couple weeks. Inflate the prices too, those suckers will pay it. ;)

  • lceel

    You could use your extra cabinets as book cases. Can't help with the money though. Wish I could.

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